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Over 100,000 Surcharge-Free ATMS

You have 24-hour account access worldwide through PLUS, STAR, VISA, AFFN, and CU24 networks with your Credit Union CheckCard/ATM card. There are no monthly or annual fees, and transactions are free at any of our branch locations.
To locate specific free network ATMs in your area, check out the links below:

Fort Knox Federal Credit Union Members can now use the following ATM machines without being charged a foreign ATM fee by your Credit Union. If an ATM has a surcharge, that fee will be assessed:

Shared Branch - 4917 B. Dixie Hwy. Louisville, KY
Shared Branch - 2925 Goose Creek Road, Louisville, KY
Pentagon Federal Credit Union - Bldg. 322, 37th St & 76th St. Ft. Hood, TX

Can't find a surcharge-free ATM or getting charged the foreign ATM fee?

Then take advantage of the rebate program. Your convenience is most important to us, so we offer 2 ways to get these fees refunded:

1. Bring your original ATM receipts with the charges into your local branch. We will handle it from there.

2. Send your original receipt to:
Fort Knox Federal Credit Union Member Resource Branch
P.O. Box 900 Radcliff, KY 40159

Please print your name and account number on each receipt. Up to four (4) transactions per month are eligible.

In addition, the credit union has waived surcharge fees and foreign ATM withdrawal fees at the
following college campuses:

Eastern Kentucky University: 1300 Gibson Bay Drive, Richmond, KY [Park Community Federal Credit Union (PCFCU) location]

U of L: U of L Student Activity Center: 2100 S. Floyd Street (Classroom Teachers FCU) Louisville, KY (Located in Student Activity Center in building next to Wendy's)

U of K: UK Student Center Building at Euclid & Limestone (UK FCU) Lexington, KY
106 Avenue of Champions, Lexington, KY. This is the University of Kentucky Federal Credit Union ATM next to the Student Center.

Kentucky State University (CCU): 400 East Main Frankfort, KY

Western Kentucky University: 422 College Heights Boulevard (Service One Credit Union) Bowling Green,  KY (Located at the Garrett Conference Center)

New way to locate our ATMs!

Now, your members have the power to find CO-OP Network surcharge-free ATMs in the palm of their hands, literally! Introducing MYCOOP - an enhancement to our ATM Locator that enables credit union Cardholders to find any of the 25,000 surcharge-free CO-OP Network ATMs via a text message. It's simple and easy!

Click here to find out how it works!

Traveling out of the U.S.? Click here for a list of blocked countries.

ATMs On Post
Below is a list of all of our ATM's on post.

• Pershing Branch 1175 Pershing Drive
• Knox Branch Bldg. 133 - PX Center
• HRC Welcome Center Bldg. 3 - Virginia Street
• HRCoE Bldg. 6424
• The Landing Zone 2723 Spearhead Division Loop
• Bowling Center 2385 Knox Street
• USAREC 1307 Third Ave, Bldg 1307
• Newgarden Inn 406 North Knox Street
• Wickam Guest House Bldg 79614 Wilson Road
• Saber & Quill 1118 Chaffee Avenue

P.O. Box 900 - Radcliff, KY 40159-0900
Privacy Policy
Equal Opportunity Lender.
• Fort Knox Federal Credit Union is not responsible for content at third party links.
• Your savings federally insured to at least $250,000 and backed by the full faith & credit of the U.S. Government.

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